March 16, 2010

Date: 16 Mar.  2010

To: www.Alumnishockerblackandgolds.com

 Political Snippets
 
 The brain dead liberal dims keep bleating the illogical assumption that “pre-existing conditions” ought to be covered by insurance.  Obviously, if it is a pre-existing condition, it already exists before you purchase the insurance.  It’s like you go to an insurance company with a known pre-existing condition, and you say insure me for my present known loss and any future loss that I incur as a result of my present sickness or disease.  That is not insurance, it’s just pay the loss.  The answer should be, alright, your premium is the amount of the loss you incurred plus our normal 2 percent profit to pay our employees for handling your claim.  Insurance companies have the legal right to inquire about the condition of the health of the individual they are being ask to insure.  Known pre-existing conditions should not have to be insured against.  And, if a pre-existing condition is unknown by the insured, and therefore not disclosed, the insurance companies have to establish that the pre-existing condition was known by the insured at the time of the insurance, in order to legally deny coverage.  What Teleprompter Obama wants on pre-existing conditions, is not insurance at all, but a statutory requirement by Government, that insurance companies have to pay for losses associated with known health problems at the time of the insurance contract.  But it seems that I recall something in the Constitution that says that no State shall pass any ex post facto Law, or Law impairing the Obligation of Contracts,...  See: Article I, Section 10.  If no State can impair contracts, a fortiori why is it do you suspect the Government should be allowed to?  And, Article I, Section 9, precludes the Government from passing any ex post facto Law.  According, existing insurance contracts can not be changed by any ex post facto Law.  And, if the Government passed Obama’s disastrous lack of health care power grab bill, requiring insurance companies to insure known pre-existing conditions, insurance companies would not know how to risk such losses, and would not inter into any such health insurance contracts.  Then only the Government health insurance would exist, and only the Government would deny coverage for health problems because you are too old or not sufficiently desirable to society – say the Government death panel says you are a conservative as opposed to a brain dead liberal – and are going to die anyway.  So just go away and die you conservative piece of trash.  Thank you Teleprompter Obama and your Nationalist Socialist Marxist turnip patch of plotters.